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Employee Benefits Solutions



Group Benefits Consulting

As a component of your total compensation offering, a well structured and appropriately priced employee group benefits program is vital in attracting and retaining best possible talents for your organization.

Ensuring we understand our clients, their business and their employee and/or retiree populations’ specific needs, we provide knowledgeable guidance and best up to date advice in the following areas:

Design of program (traditional, association/multi-employer, flexible and international)
Market surveys
Financial analysis
Underwriting and funding aspects (refund, non-refund, Administrative Services Only, etc.)
Contractual and legislative, including policy and booklet reviews
Ongoing plan review to meet ever-changing population needs
Annual renewal analysis (with interim quarterly experience reports)
Implementation of new program and plan design changes
Employee communication (including flexible programs)


For more information on our Group Benefits Consulting services, please contact Vicki McCormick.


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Group Benefits Administration

Allowing your organization to focus on its core business, you can rely on our experienced professionals to undertake all of the required and important administrative functions as they relate to your employee group benefits program.

Acting on behalf of our clients with traditional, association/multi-employer, flexible and international (business travel, expatriate and inpatriate) programs, we ensure the efficient and accurate management of:

Specific member transactions
Electronic transfer of member eligibility and coverage data to carriers
Monthly premium billing
Complete record keeping, including original forms
Health Care Spending Accounts (HCSAs) and Medical Reimbursement Plans (MRPs)
Employee communication
Life and disability claims


In addition to the above, we assist our clients with some of their legislated responsibilities, such as continuation of benefits during leaves, layoffs and employment terminations and conversion privileges upon employment terminations.

For more information on our Group Benefits Administration services, please contact Josée Veitch.



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101 — 6 Gurdwara Road, Ottawa (Ontario), K2E 8A3   tel. 613.667.3667   toll Free. 1.866.950.3667   fax. 613.667.4667